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A payday loan is the best source for a cash advance until your next payday and your solution for Instant Approval Payday Loans. Emergency expenses can occur at anytime in life. To meet such urgent need, consider the benefits of an instant approval payday loan. You needn't wait long to get the funds you require.

A payday loan lender can arrange low cost payday cash advances for all U.S. borrowers. Typically, even people with bad credit can also apply for and receive a payday loan, as long as they meet the minimum requirements. These typically are that the borrower should be at least 18 years of age, be regularly and steadily employed, and earn a minimum of $1400 per month.

With an online payday loan you dont have to fax any documents to apply and when approved, your funds are direct deposited into your bank account the next business day. Easy as pie. For example, a borrower seeking a payday loan may write a post-dated personal check for up to 14 days. The payday lender agrees to hold the check until the borrower's next payday. In states where there is an extended payment plan, the borrower could choose to opt into a payment plan.

When the Consumer Federation of America conducted a survey of 100 internet payday loan sites, it found loans from $200 to $2,500 were available, with $500 the most frequently offered. Finance charges ranged from $10 per $100 up to $30 per $100 borrowed. The most frequent rate was $25 per $100. These rates are comparable to credit card interest rates.